loan programs
Debt and equity financing
Please be advise that these lenders do a lot of business and require full participation for the sponsors. Many sponsors have an issue with Upfront Fees or was taken by lenders after sending in monies. The programs below are real as well as the lenders! These sources will ask for Third Party cost, Refundable deposits and or site visist cost but not all the will require all three. After your conversation with the investment source that has interest in funding your project, it will be up to you to perform ASAP in order not to have the investor lose interest.
Bridge Debt (CAPPCSF)
Note
Exceptional reputation for funding complex and situational real estate transactions across the United States.
bridge loan
Geographic Focus: Southeast and Other National Markets
Collateral: Most Commercial and Investment Residential Types
Loan Size: $2 million to $20 million
Loan Terms: 12 to 36 Months
Interest Rate: Starting at 8%
Amortization: Interest-Only with Monthly Payments
Loan-to-Value: Up to 75%
Origination Fees: Based on Risk and Leverage
Closing: As Quickly as 7 Business Days
Bridge loan (LIB1909A)
note
Program has been adding value to our borrower’s transactions for over 25 years. Pprogram targets deals in the Southeast US with limited or no cash flow, customized terms and short execution windows.
specialty brdge
Loan Amount |
$3 - $50 million |
Interest Rate |
5.99% - 8.99% + LIBOR |
Loan Term |
6 - 24 months + Extensions |
Amortization |
Interest Only |
Security |
First Mortgage Lien or Deed of Trust |
Loan-to-Value |
Up to 70% of Stabilized Value |
Loan-to-Cost |
Up to 75% |
Origination/Exit Fees |
--1 - 2% |
Minimum Yield |
6 - 12 months |
DSCR |
Not Required |
Recourse |
Non-Recourse Available |
Borrower/Guarantor |
No min. liquidity re'd, asset-based loans only |
Asset Types |
All major assets type (including land) |
Loan Type |
Quick closing, construction, rehab, repositioning, value-add, pre-development, loan purchases |
Geographical Focus |
Southeast U.S. & TX - primary and secondary markets |
small balance
note
Small Balance Residential Lending Program is focused on single family, multifamily and condominium investment properties. Pprogram is designed for a variety of situations, including fix-and-flips, cash-outs and acquisitions. By taking an asset based approach to underwriting we provide fast and reliable financing for your investments.
Small Balance
Loan Amount |
$1 MM - $3 MM (As low as $500k for Residential) |
Interest Rate |
7.99% - 9.99% |
Loan Term |
12 - 24 months |
Amortization |
Interest Only |
Security |
First Mortgage Lien or Deed of Trust |
Loan-to-Value |
Up to 65% (Up to 70% for Residential) |
Loan-to-Cost |
Up to 70% (Up to 75% for Residential) |
Origination/Exit Fees |
---- 2 - 3% |
Minimum Yield |
6 months |
Recourse |
Full Recourse (Non-Recourse Available w/ 10% Reduction in LTV) |
Asset Types |
All Commercial Asset Types (Multifamily Preferred) |
Loan Type |
Purchases, Fix & Flip, Refinance, Value-Add, and Cash-Out |
Geographical Focus |
Southeast U.S. & TX |
construction
note
Program provides efficient financing for all commercial asset types in the Southeast across all stages of construction. Fflexible structure allows us to tailor a loan to your specific investment whether it is complex ground-up construction or an opportunistic value-add project.
construction
Loan Amount |
$5 - $50 million |
Interest Rate |
6.99% - 8.99% + LIBOR |
Loan Term |
24 months + Extensions |
Amortization |
Interest Only |
Security |
First Mortgage Lien or Deed of Trust |
Loan-to-Value |
Up to 65% of Stabilized Value |
Loan-to-Cost |
Up to 75% |
Origination/Exit Fees |
1 - 2% |
Recourse |
Non-Recourse Available |
Borrower/Guarantor |
No min. liquidity re'd, asset-based loans only |
Asset Types |
All major assets type |
Geographical Focus |
Southeast U.S. & TX - primary and secondary markets |
land
note
Program offers borrowers flexible, non-recourse financing for prime land acquisition throughout core markets in the Southeast US. The program focuses on properties located in urban, in-fill locations with clear development potential.
land loan
Loan Amount |
$3 - $25 million |
Interest Rate |
6.99% - 9.99% + LIBOR |
Loan Term |
12 - 24 months + Extensions |
Amortization |
Interest Only |
Security |
First Mortgage Lien or Deed of Trust |
Loan-to-Value |
Up to 55% of As-Is Value |
Loan-to-Cost |
Up to 55% |
Origination/Exit Fees |
2 - 3% |
Minimum Yield |
6 - 12 months |
Recourse |
Non-Recourse Available |
Borrower/Guarantor |
No min. liquidity re'd, asset-based loans only |
Location |
Infill & Developed Suburbs Only |
Loan Type |
Predevelopment to Construction, Acquisition, Refinance, Cash-Out, Loan Purchase & Ground Lease |
Geographical Focus |
Southeast U.S. & TX - primary and secondary markets |
JOint venture / preferred & structured equity (CAP2C9JR)
JV
Investment Profile: Value-Add, Opportunistic, Distressed and Special Situations
Investment Size: $5-$50 Million
Capital: Up to 90% of the equity required
Term: 12-60 Months
Pricing: Commensurate with Transaction Profile
Other: Programmatic Features Available, Buyout Options Available
Asset Classes: Multifamily, Office (CBD), Retail, Industrial / Flex, Hospitality (Select Service), Condominiums, Land (Finished Lots), Parking Garages, Other Special Situations
Geography: Nationwide
PF
Investment Profile: Short-medium term value-add or opportunistic transactions
Investment Size: $3-$20 Million
Capital: Up to 90% of the equity required
Term: 12-48 Months
Pricing: Rates Starting at 5.50% (Fixed-Rate)
Other: Programmatic Features Available, Buyout Options Available,Current Pay Not Required
Asset Classes: Multifamily, Office (CBD), Retail, Industrial / Flex, Hospitality (Select Service), Condominiums, Land (Finished Lots), Parking Garages, Other Special Situations
Geography: Nationwide
structered equity
strd
Investment Profile: Value-Add, Opportunistic, Distressed and Special Situations
Investment Size: $5-$40 Million
Capital: Up to 85% LTC
Term: 12-60 Months
Pricing: Commensurate with Transaction Profile
Other: Non-Recourse, Buyout Options Available, Current Pay Not Required
Asset Classes: Multifamily, Office (CBD), Retail, Industrial / Flex, Hospitality (Select Service), Condominiums, Land (Finished Lots), Parking Garages, Other Special Situations
Geography: Nationwide
bridge loan
note
Investing on behalf of insurance companies, public pension funds, endowments, foundations, family offices and high net worth individuals
bridge loan
Investment Profile: Short-medium term value-add or opportunistic transactions
Loan Size: $3-$25 Million, Per Property
Leverage: Up to 80% LTC
Term: 12-48 Months, Plus Extensions
Pricing: Rates Starting at 5.50% (Fixed-Rate)
Prepayment: Flexible/Yield Maintenance
Guarantee/Security: Non-Recourse
Servicing: In-House Servicing & Asset Management
Other: Future Funding for Good News, Interest Reserves Available, Earn-outs for Performance
Asset Classes: Multifamily, Retail, Office, Industrial / Flex, Parking Garages, MHP’s, Self-Storage, Hospitality (On Recourse Basis)
Geography: Nationwide
mini-perm
note
Investing on behalf of insurance companies, public pension funds, endowments, foundations, family offices and high net worth individuals
mini perm
Loan Size: $3-$20 Million, Per Property
Leverage: Up to 80% LTC
Term: 60 months with extension options
Pricing: Rates Starting at 5.00% (Fixed-Rate)
Prepayment: 36 Months Non-Callable
Guarantee/Security: Non-Recourse
Servicing: In-House Servicing & Asset Management
Other: Future Funding for Good News, Interest Reserves Available, Earn-outs for Performance
Asset Classes: Multifamily, Retail, Office, Industrial / Flex, Parking Garages, MHP’s, Self-Storage, Hospitality (On Recourse Basis)
Geography: Nationwide
mezzanine
note
Investing on behalf of insurance companies, public pension funds, endowments, foundations, family offices and high net worth individuals
mezzanine debt
Investment Profile: Nearly-stabilized, light value-add transactions
Loan Size: $5-$25 Million, Per Property
Leverage: Up to 85% LTC
Term: 36-60 Months
Pricing: Rates Starting at 10%
Prepayment: Flexible/Yield Maintenance/Minimum Multiple
Guarantee/Security: Assignment/Pledge of Ownership Interest
Servicing: In-House Servicing & Asset Management
Other: Accrual Options Available
Asset Classes: Multifamily, Office (CBD), Retail, Industrial / Flex, Hospitality (Select Service)
Geography: Nationwide
additional loan programs
note
Programs are always changing so please inquiry to be sure. if the request makes sense, we should be able to help.